Services
Taxes are one of the most significant and most controllable costs in your financial life. For high net worth individuals, the difference between a tax aware financial plan and one that treats taxes as an afterthought can be measured in hundreds of thousands of dollars over time.
At Strategic Capital, tax planning is not a service we bolt on at the end of the process. It is woven into every recommendation we make, from how your portfolio is structured and how your investments are positioned, to how your retirement accounts are distributed and how your estate is designed. We work alongside CPAs and tax professionals to coordinate strategy across income taxes, capital gains taxes, estate taxes, and more, ensuring that every piece of your financial plan is working together to minimize your lifetime tax burden.
Taxes can be deferred, reduced, repositioned, and in some cases eliminated entirely with the right strategy and the right timing. The key is having a plan that addresses them proactively rather than reactively. Watch our video, Why Taxes Matter , to learn more about how tax planning fits into a comprehensive financial strategy.
One of the most common and costly surprises in retirement is discovering how much of your income is still subject to taxes. Many retirees are caught off guard to learn that up to 85 percent of their Social Security benefit can be taxable depending on their total income. Add required minimum distributions from tax deferred accounts like traditional 401ks and IRAs, which begin at age 73 and are taxed as ordinary income, and the tax burden in retirement can be significantly higher than anticipated without a proactive strategy in place.
At Strategic Capital, retirement tax planning begins well before retirement does. We evaluate your complete tax picture including portfolio tax loss harvesting, direct indexing strategies, and the long term impact of your account mix across taxable, tax deferred, and tax advantaged accounts.
For many clients, a series of Roth conversions in the years before retirement or in the early retirement years can meaningfully reduce lifetime tax exposure by moving money from taxable accounts into after tax accounts while you are still in a lower tax bracket. Roth conversions require careful analysis and precise execution because they cannot be undone. We coordinate this process closely with your CPA to make sure every conversion is strategically timed and properly implemented within your complete financial plan.
Client Experience
I have been with Strategic Capital since 2024. I've had multiple video conferences and emails with Chris and Bobby. I feel very comfortable with their advice, part of which is because they explains the benefits and risks in simple English. I am certain my account is being handled carefully, with a strong sense of responsibility, and there has never been a sense of them trying to rush through things. I know that I am in good hands here.
We’ve been working with Chris, Bobby, and Adam at Strategic Management, and we couldn’t be happier. They respond to every question quickly — and always with thoughtful, useful information that helps us make smart decisions with confidence. What really stands out is how genuinely they focus on our interests and goals as we move into this new chapter of retirement.
They’ve taken the time to understand our priorities and have built a comprehensive plan that aligns perfectly with our future needs. Every step feels well thought out, and that gives us immense peace of mind knowing that the guys at Strat Cap have truly “got this.” It’s a great feeling to know your financial future is in such capable, caring hands.
Chris and Isabella have been very helpful. They have been very attentive to considering my individual circumstances and needs in generating an investment plan I trust.
Highly recommend Bobby Russell at Strategic Capital. His depth of knowledge in financial planning is incredibly impressive, and the level of service he provides is top-tier. He genuinely cares about his clients' success.
I have had a great experience with Chris and Bobby. They were knowledgeable and patient as they helped us navigate the best options for our finances. I would recommend them to any of my friends and family who were looking to do the same.
The folks at Strategic Capital are super knowledgeable and go out of their way to provide personal service. Great service, great people
Incredible service!
When it comes Strategic cap. they just don't manage wealth, they create Meaningful relationship with my self. I love them and I love pet dogs too. 100%
Selected client reviews from Google.
Read all reviews on GooglePlease note that the testimonials presented are from those individuals, some of which may be firm clients, who submitted a testimonial through Google, and do not represent the views of all firm clients. Testimonials relate solely to the individuals’ experience making such testimonial and there can be no assurance that others will have similar experiences. No direct compensation was paid for any of the testimonials presented on this website.
Start with a conversation
Schedule an introductory meeting with Strategic Capital to discuss where you are, what you are trying to clarify, and what a coordinated plan could look like.
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